I know we were discussing the financial crisis a few pages ago, but I have one specific question. It's about the claim that banks were forced to lend to poor people who couldn't pay back the loans. Is there (or was there) any actual law that forces banks to do such a thing? I hear that mentioned all the time, but no specifics other than the CRA, which, if I understand correctly, didn't do that, but just made sure that low income minorities that qualified for loans, weren't turned away cause of racist business practices or something to that effect.